52 Birch Crescent

Welcome to 64 Hillcroft Way, where effortless living meets the charm of a waterfront town lifestyle. This beautifully designed, move in ready 1200 sqft detached bungalow offers true main floor living with no interior steps, making it an exceptional option for downsizers, retirees, families, cottage or anyone seeking easy, low maintenance living.Why live in a condo when you can own a detached bungalow with no condo fees & complete privacy. Enjoy the freedom of homeownership with no monthly fees & no shared spaces.Thoughtfully laid out, the home features 3 well positioned bedrooms, each set apart for added privacy, along with 2 full 4pce bathrooms incl a serene primary suite with its own ensuite & generous closet space. Designed with comfort in mind, this carpet free home showcases engineered hardwood flooring throughout for a clean, modern feel.The heart of the home is a bright, open concept kitchen, living & dining space, ideal for entertaining or quiet evenings in. The kitchen is finished with granite countertops, a peninsula for casual seating, stainless steel appliances, upgraded pantry storage and fixtures, all flowing seamlessly into the main living area. A walkout to the backyard extends your living space outdoors, perfect for summer enjoyment.Addl highlights incl 9 ft ceilings, main floor laundry, direct access from the double car garage & a spacious driveway. The garage is deep enough for a pickup truck, offering both practicality & storage. Upgrades incl: washer and dryer, refrigerator, kitchen sink & faucet, light fixtures & pantry for added convenience & functionality.Located just steps to the water, nearby boat launch & within walking distance to all that Bobcaygeon has to offer including shops, restaurants & everyday amenities, this home delivers a lifestyle that is both relaxed and connected.Grass to be completed by the builder. A rare opportunity to own a detached, low maintenance bungalow in a vibrant waterfront. See video for pride of ownership!

116 REID ST DETACHED BUNGALOW BOBCAYGEON ON | This prime 2 BEDROOM, 2 BATHROOM residence delivers exceptional value with a DURABLE METAL ROOF and a SPACIOUS DRIVEWAY providing ample parking. The interior features a cozy WOOD BURNING FIREPLACE and versatile FLEX SPACES, including a finished REC ROOM, UTILITY ROOM, and integrated GARAGE SHELVING for maximum organization. Experience a premium LIFESTYLE within the heart of Bobcaygeon, where a DEEP LOT with a LARGE FENCED YARD BACKS ONTO TREES for ultimate privacy. The property offers seamless access to local SCHOOLS, SHOPPING, and ESSENTIAL AMENITIES, ensuring convenience in a highly sought-after location. LIFESTYLE UPGRADES: The expansive backyard retreat provides a serene natural backdrop while remaining centrally located to all village services. This property combines structural integrity with functional living spaces in an unbeatable geographic position. | METAL ROOF | DEEP LOT | WOOD FIREPLACE | BACKS ONTO TREES | CENTRAL BOBCAYGEON.

Nestled along the piecturesque shores of Sturgeon Lake, this immaculate bungalow offers an exceptional blend of luxury, comfort, and year-round waterfront living. Boasting over 2,400 sq.ft. of finished living space, this beautifully maintained 3 bedroom, 2 bathroom home is ideal as a full time residence or refined weekend retreat. Enjoy stunning lake views from the sun filled living room, where expansive windows create a bright and inviting atmosphere. The elegant sunroom provides a peaceful space to relax and walks out to an elevated deck overlooking the private, manicured backyard, perfect for entertaining or quiet evenings outdoors. The main level features a spacious kitchen with built in cooktop, stainless steel appliances, welcoming dining area, and 3 generously sized bedrooms complete with a large recreation room, office space, 2nd bathroom, laundry area with kitchen plumbing and electrical roughs ins for future in law or guest suite potential, direct garage access, and walkout to an attached workshop. Outside, the fully fenced backyard is a private oasis featuring mature trees, gazebo, expansive deck, 8 ft. privacy fencing, and a 12 x 20 hydro equipped workshop on a poured concrete pad. Just steps away, enjoy private dock space complete with dock and boat lift for effortless access to boating, fishing, and all the beauty of Sturgeon Lake. Notable upgrades include metal roof (2020), flooring and carpet (2021), owned hot water tank (2024), owned water treatment system, 200-amp service with surge protection, EV rough in garage, propane furnace, Eavestroughs (2015), energy efficient heat pump (2023), with smart thermostat, and drilled well. Move in ready and offering the very best of Kawartha Lakes living.

Welcome to 17 Richard Ave, this 3 bedroom, 2 bath 1 1/2 storey home is situated in one of the most highly sought after communities in Lindsay. This property features one of the largest in town lots at 0.79 acres and is full of beautiful mature trees and gardens. The home features 1,522 finished above grade sqft, an updated kitchen, updated flooring throughout the main floor, and a full unspoiled basement with a walk up. If you are looking for a well maintained home in a great community and situated on a park-like lot, look no further: this property is truly one of a kind!

If You Are Looking For Quiet Sturgen Lake Lifestyle, Don't Look Any Further. Located Between Lindsay And Fenelon Falls, This Charming Light Filled Bungalow Offers An Inviting Retreat. The Main Level Features Three Bedrooms, Modern 3 Pc Bathroom, Updated Kitchen With An Open Concept Living And Dining Area That Flows Seamlessly Onto A Spacious Deck - Ideal For Entertaining Or Taking In The Serene Water Views. The Lower Level Adds Even More Versatility With Convenient Laundry, Generous Storage Areas And A Delightful One-Bedroom In-Law Suite Complete With A Second Kitchen, 4pc Bathroom And Walkout. Set On A Private Lot With Hot Tub And Fire Pit, This Property Blends Relaxation And Comfort In One Beautiful Package.

Situated on a quiet cul-de-sac in the desirable north ward of Lindsay, within the catchment area of Parkview Public School, this updated raised bungalow offers 1,387 sq/ft. of bright, functional main floor living space plus a fully finished basement, all within walking distance to parks and schools.This home features 3+1 bedrooms & 3 full washrooms, but the heart of the home is the bright, beautiful, updated kitchen, complete with quartz countertops and generous storage space. Both the kitchen and dining area offer south-facing patio doors (with built-in blinds) that flood the space with natural light and open onto a large deck, creating seamless indoor-outdoor living and overlooking the fully fenced backyard. The large primary bedroom includes a 3-piece ensuite, while the lower level provides excellent additional living space with a 4th bedroom, a 3rd full bath, and a large rec room anchored by a striking brick feature wall. Many important updates have recently been completed throughout this great home, including new roof shingles, eavestroughs w/gutter guards, downspouts, & stylish vinyl siding (all in 2024). All windows were replaced between 2016 & 2021 (except one), both sets of patio doors (2021) and a high-efficiency gas furnace was installed in 2022. With its thoughtful updates, versatile layout, and prime location, this move-in ready home is an exceptional opportunity in one of Lindsay's most sought-after neighbourhoods.

Welcome to 53 Hillside Drive, Lindsay -a beautifully maintained home that's been thoughtfully cared for both inside and out. This open-concept side split offers a spacious and functional layout, perfect for modern living. The large entryway provides convenient access to an expansive deck overlooking a large private backyard complete with a utility shed and plenty of space for gardening or outdoor enjoyment. The updated kitchen features a breakfast bar island and flows seamlessly into the living and dining areas, highlighted by gleaming hardwood floors throughout. The main level includes two generously sized bedrooms and a bright, welcoming atmosphere. Downstairs, the fully finished basement offers excellent in-law suite potential, featuring a large family room with a cozy wood stove, wet bar, pot lights, a spacious bedroom, a 3-piece bathroom, and a dedicated office space. Additional features include a gas furnace, air conditioning, electric fireplace, and a newly paved double driveway. Conveniently located close to amenities and public transit, this home is a fantastic opportunity for families, downsizers, or multi-generational living.

Welcome to this beautifully updated brick and stone bungalow, set on a large, private, fully fenced lot (2020) with peaceful views overlooking open farmland. Thoughtfully renovated over the past five years, this home blends modern comfort with a serene country setting. The bright, eat-in kitchen features stylish newer cabinetry and flows seamlessly into the open-concept living and dining area -perfect for everyday living and entertaining. The main level offers three spacious bedrooms, including an impressive primary suite complete with a large walk-in closet and direct walkout to a generous new deck -ideal for relaxing or hosting. The partially finished basement adds valuable living space with a cozy family room and additional flexibility for your needs. Recent updates provide peace of mind and include new flooring throughout, a renovated bathroom, newer appliances (2020), re-shingled roof (2021), gas furnace (2020), central air conditioning (2020), upgraded R-60 attic insulation (2020), and doors. Conveniently located close to a park, church, restaurant, and general store, this home offers the perfect balance of rural charm and accessibility -just 15 minutes to Highway 407 for an easy commute to the GTA.

3-bedroom waterfront Cottage On Mitchel Lake, Part Of The Trent and Direct Access To Balsam Lake for Great Swimming, Fishing And Boating, 3 seasonal, all year around accessible , Open Concept 3 Bedroom & 2 Bath. Stunning lake views through floor-to-ceiling windows, large deck, gazebo, plenty of storage space for watercraft and other equipment,The property is being sold with all furniture.Don't miss this Opportunity to make this cottage your own.

WOW!!!!--THIS ONE IS A MUST SEE. GOOD VALUE---4 YEAR OLD BUNGALOW IN LAKEVIEW ESTATES . A WATERFRONT COMMUNITY JUST OUTSIDE BOBCAYGEON. ENJOY THE GORGEOUS WATERFRONT PARK JUST WALKING DISTANCE FROM YOUR HOME. This open concept bungalow is only 4 years old and sits on a nice 100ft by 150ft lot. Main floor great room with gleaming over sized tiles and cathedral ceilings with pot lights offers cozy living room with sliding doors to a large side deck, nice sized kitchen with lots of cupboards, plus foyer with walk out to the garage , 2 nice sized bedrooms (with primary having sliding doors to deck) and a 5pc bath. Lower level is filled with natural light, 9 ft ceilings, R36 spray foam walls, sub floor under flooring plus offers a huge family room, large bedroom, 2 pc bath with laundry, cold storage room and storage. GOOD VALUE HERE. Please note: the waterfront park is run by the association which there is an approximately a $60 fee per year which gives you access to the 5 acre community park which has boat launch, beach and picnic area. The docks are on a first come basis when they come available and there may be separate fee for them. Possible Seller take back. NATURAL GAS ON STREET. FIBER OPTICS ALSO THERE BUT SELLER HAS NOT HOOKED UP.

Custom-built 3-bedroom raised bungalow set on a generous 70' x 226' lot with shared deeded access to Canal Lake. This thoughtfully designed home features an open-concept kitchen and living area highlighted by a dramatic 16-foot cathedral ceiling, airtight wood stove, and oversized retractable sliding glass doors leading to a spacious 400sqft. rear deck overlooking the surrounding woods. The modern kitchen is equipped with high-end European cabinetry with soft-close drawers and doors, premium stainless steel appliances, and a separate walk-in pantry complete with custom built-ins. A functional mudroom at the front entrance also features custom built-ins. The primary bedroom offers a 3-piece ensuite featuring a spa-style shower system with rain head, as well as direct walkout access to the rear deck. All bedrooms are outfitted with custom floor-to-ceiling wardrobes, providing exceptional storage and clean design. The lower level remains unfinished and ready for future expansion, offering 8-foot ceilings and a walkout to the yard. Additional quality features include triple-glazed European tilt-and-twist windows, oversized sliding glass doors Triple-glazed European tilt-and-twist windows provide energy efficiency and abundant natural light throughout. Also includes a fully automated reverse osmosis water filtration system with additional 300-gallonstorage tanks. Comfort is ensured year-round with a high-efficiency propane furnace, central air, and a durable metal roof. Located on a quiet dead-end street with minimal traffic, the property includes shared deeded access to Canal Lake just a short walk away, offering a boat launch, picnic area, swimming, fishing, and endless boating as part of the Trent-Severn waterway system. This property offers the perfect country escape for your year-round home or cottage with lake side living while remaining only 1.5 hours from the GTA.

Welcome to 2291 County Rd 36, Dunford-an updated 3-bedroom, 1.5-bath home set on a large, fully fenced lot surrounded by mature trees and backing onto scenic farmland. Enjoy privacy, open views, and a unique outdoor lifestyle with established apple trees plus a variety of fruit-bearing trees and shrubs including peach, cherry, pear, haskap, elderberry, raspberry, gooseberry, and hazelnut. Inside, the bright open-concept living and dining area features updated flooring, fresh paint, and modern LED lighting throughout. The home is well-equipped with a drilled well, dual sediment filters, UV system, and a large-capacity cistern for added reliability. Recent upgrades include exterior siding paint (2025), garage door (2024), refinished deck (2024), owned hot water tank (2024), new well pump and refurbished well system (2024), updated stair carpet and railing (2024), epoxy basement floor (2025), improved grading and drainage (2024), window wells (2024), and new fencing (2024). Ask your realtor for list of many more upgrades located in the docs. Detached garage and long private driveway offer ample parking. Ideally located just around the bend from Dunsford Golf & Country Club and only minutes to town-this move-in ready property delivers privacy and exceptional value. It's the definition of the Kawartha Lifestyle!

This beautifully maintained 2.5 storey century home is located on a one-way street in the heart of Lindsay. Rich in character and thoughtful updates, this home blends timeless charm with everyday functionality. The main floor offers a beautiful entryway, a cozy living room with a gas fireplace, a convenient 3 piece washroom, a formal dining room, kitchen and bonus family room that is filled with natural light! Walkout to the backyard patio, a peaceful space with gardens and armour stone landscaping. Upstairs, the second floor features three beautiful bedrooms, all showcasing the charm and character sought after in a century home. Relax and unwind in the large 3-piece bathroom with a statement clawfoot tub. The finished third floor adds even more versatility, with large windows and tons of natural light. With a built in desk, this space could make a great home office, extra family room/ creative space. Make the extra space work for you! The basement was thoughtfully equipped with a Clarke Basement System, for preventative measures to maintain dryness and add to peace of mind! Located in a mature, walkable neighbourhood just steps from shops, parks, the hospital, schools and amenities, this lovingly cared-for home is full of warmth, character, and possibilities!

Showstopper Modern Updated and Fully Furnished home features loads of space and storage on a unique lot. The welcoming front porch with composite decking is perfect for sitting out. The frosted modern front door enters the living room with a stained wood staircase with wrought iron spindles & 2 windows that overlooks the open concept main floor. High end finishes are throughout with stainless steel top of the line kitchen appliances included. Kitchen has ample quartz countertops with centre island with waterfall edges overlooking living, dining and family room for a spacious feeling perfect for family or entertaining. Dishwasher has a custom panel to match all the new white cabinets. Main floor has 3 separate entrances for those who have an at home business or work from home. Pot lights throughout and plenty of windows keep it bright. Leather couches throughout are included. Family room has a 70" flat screen tv and stunning electric fireplace (both included) for a warm and cozy feeling with a large closet to keep everything out of sight. A 2pc bathroom is tucked away on this floor. The laundry room has a door to the side yard, multiple counter spaces for folding/sorting laundry plus additional storage spaces & a laundry tub. Upstairs are 3 bedrooms two with walk in closets. The primary also has an alcove to tailor to your personal preference and open shelving. The bathroom includes a deep soaker tub with rain shower head suitable for tall people with modern glass doors and custom tiles throughout. Basement is open and unfinished. No maintenance or update is required for years to come. All new windows, doors, kitchen, driveway, stairs, bathrooms, flooring & fresh exterior + interior paint. Updates in 2020 include central A/C, washer, dryer, hot water tank, stainless steel appliances and 200-amp electrical service. All zebra blinds are included. Close to schools, shopping, restaurants, hospital, recreation and entertainment.

Welcome to this exceptionally well done and beautifully fully renovated, move-in-ready home, ideally located in the quiet Village of Cambray in the Kawartha Lakes. Every detail has been thoughtfully updated, offering modern finishes and peace of mind for today's buyer.The home features a completely renovated kitchen with brand new stainless steel appliances, refinished cabinetry, quartz counters and contemporary finishes-perfect for both everyday living and entertaining. All bathrooms have been fully updated, along with a new laundry room with new washer dryer, creating a fresh, cohesive look throughout the home.Major upgrades include brand New Roof, Hi Efficiency HVAC Furnace, New Hot Water Heater, ensuring comfort and efficiency year-round. The interior has been refreshed with New Laminate flooring throughout, Fresh Neutral Paint on walls and trim giving the home a bright, modern feel from top to bottom.With all new appliances and extensive renovations already completed, this home offers exceptional value and true turnkey convenience. Just move in and enjoy.All photos , floor plans , measurement , virtual tours are from interactive I-Guide attached

Experience the perfect blend of city convenience and natural serenity in this architect-designed mid-century modern bungalow, set on a rare, nearly quarter-acre, park-like lot with an impressive 90-foot frontage, just one block from Ross Memorial Hospital. Offering over 2,000 sq ft of living space, the home features a spectacular sunken family room with oak-plank flooring, soaring cathedral ceilings, skylights, and a dramatic picture window framing lush outdoor views. A distinctive Finnish-designed antique brick fireplace with hearth and cooking arm anchors the space with timeless character. Three spacious bedrooms with original hardwood, elegant L-shaped living and dining areas, and a generous kitchen complete the main level. The finished lower level, with a separate side entrance, offers a large rec room with a fireplace, a cedar-lined sauna with a shower and dressing area, and an added bath-ideal for relaxation or extended living. Outside, enjoy mature landscaping, an interlocking driveway, a private front porch, and a covered breezeway with potential for a second garage. Please note: The heating system is a forced-air gas system; the original electric baseboards are still intact but have never been used by the sellers.

When your dream of owning waterfront finally matches your budget, you know you've found 586 Rohallion Road. This 3-bedroom, 2-bath all brick bungalow, built in 2003, offers comfort, a practical layout, and stunning views. This private, direct waterfront property on Canal Lake is part of the Trent Waterway system in the Kawarthas. Perfect for anyone seeking fresh air, more space and privacy on the water, this well-maintained home sits on a generous 150' x 290' lot and is ideally positioned for both sunlight and scenery. A detached garage, ample parking, and plenty of room for all your toys make this property as functional as it is beautiful. A sprawling covered porch stretches along the back of the home, with walkouts from the living room, dining room, and primary bedroom leading into the bright three-season sunrooms. With abundant windows overlooking the lake-and a cozy hot tub room connecting the spaces-this home is designed for year-round relaxation. Whether it's enjoying your morning coffee in the sunroom, or sitting on the dock watching the swans as the sunsets reflect across the lake this home has a special kind of peace. Come for a visit-stay for a lifetime.

Welcome to this classic double red brick 2-storey home situated in the heart of Lindsay. Perfectly positioned on a large, deep lot, this property offers an incredible opportunity for those looking to settle into a well-established neighborhood with ample outdoor space for gardening or entertaining. The home's exterior exudes character, featuring a traditional gable roofline and a charming covered front porch that serves as a welcoming entryway. Inside, the home features a well-designed layout with three bedrooms and two bathrooms, offering a comfortable and practical space for family living. Large windows on the upper level and a bright entryway fill the home with natural light. Located just minutes from the vibrant shops, local restaurants, and scenic parks of downtown Lindsay, this residence combines the convenience of urban living with the privacy of a generous backyard. Whether you are a first-time buyer looking to build equity or an investor seeking a property in a high-demand location, this home represents a versatile and promising find in the Kawartha Lakes region.

Welcome to 54 Wellington Street - where character, comfort, and lifestyle come together. Perfectly located within walking distance to downtown, beautiful parks, and scenic river trails, this charming 3-bedroom,2-bathroom home offers the ideal blend of historic charm and everyday convenience. Step inside to a spacious and inviting main floor featuring a sun-filled living room with a cozy gas fireplace, formal dining room perfect for hosting, functional kitchen, updated 3-piece bath, and a warm family room with a stunning bay window and walkout to your private backyard retreat. Upstairs, you'll find three generously sized bedrooms, an additional 3-piece bathroom, and plenty of closet space for the growing family. The backyard is your own private oasis featuring a large in-ground pool, a charming 3-season sunroom with hydro, and plenty of green space for entertaining, relaxing, or making lasting memories. An attached garage, excellent storage, and ample parking complete this exceptional property. A rare opportunity to own a home full of charm in one of Lindsay's most convenient and desirable locations - don't miss your chance to make it yours!

Welcome to this beautifully maintained 2-bedroom, 3-bath raised bungalow in the heart of Bobcaygeon, a home that has been lovingly cared for over the years and offers both comfort and flexibility. Set on a mature, tree-lined lot, this property offers a peaceful setting just minutes from town. A covered front porch invites you to relax, while the spacious foyer with inside access to the attached garage adds everyday convenience. The main floor is bright and inviting, featuring a comfortable living and dining area along with a charming sunroom, the perfect spot for your morning coffee, a good book, or a cozy plant space. The primary bedroom includes a private 4-piece ensuite, while the second bedroom features a 3-piece semi-ensuite, ideal for guests or family. The fully finished walk-out basement extends your living space with a large rec room complete with a gas fireplace, creating a warm and welcoming gathering area. An additional oversized family or games room offers incredible flexibility for entertaining, hobbies, or the option to create a spacious third bedroom. A dedicated office space is perfect for working from home, and the mudroom with walk-out to the deck adds even more functionality. Surrounded by mature trees, the backyard offers privacy and a peaceful outdoor retreat. Located just minutes from Bobcaygeon's charming downtown, you'll enjoy easy access to local shops, restaurants, and waterfront living, with nearby access to both Pigeon Lake and Sturgeon Lake.

Set on nearly half an acre in the heart of Kawartha Lakes, this home offers the space, flexibility, and setting families are looking for with just a short walk to the shores of Shadow Lake. Step inside through the generous breezeway, creating a practical transition between indoor and outdoor living. The main floor features a bright, open-concept layout connecting the kitchen, dining, and living areas-ideal for everyday living and easy entertaining. A new bay window in the living room brings in an abundance of natural light and adds to the home's inviting feel. The upper level has been reconfigured to offer two spacious bedrooms, including a large primary bedroom. Both rooms have been refreshed with new flooring, trim, and paint, creating a clean and comfortable space to unwind. The main level includes a full bathroom with laundry, providing flexibility for families and guests. The lower level offers a versatile extension of living space with a large recreation room-perfect for movie nights or gatherings-along with two bonus rooms and a 2-piece bathroom. Storage is plentiful with an attached double car garage as well as a detached 20x20 garage, offering plenty of room for vehicles, tools, and recreational equipment. Step outside to the newly fenced backyard, providing a secure and private space for kids, pets, or entertaining, all set against a peaceful forested backdrop. Located on a quiet, year-round municipal road just off Highway 35 and less than two hours from the GTA, this property offers the perfect balance of convenience and country living. Opportunities like this, with space, privacy, and proximity to Shadow Lake, don't come along often-book your showing and see the potential firsthand.

Welcome to this beautiful brick bungalow in one of Lindsay's sought-after neighbourhoods. Offering two bedrooms and two bathrooms, the home features an upgraded kitchen with quartz counters, sun tunnels for added natural light, and a bright open-concept design-perfect for comfortable, easy living. The finished basement offers a large recreation room, ideal for entertaining, along with an additional den or bedroom featuring a semi-ensuite three-piece bathroom. A bonus is the many large windows that allow plenty of natural light. The attached garage includes a remote opener and provides convenient access to both the home and the side yard. The backyard features a low-maintenance deck for outdoor enjoyment, a garden shed, and partial fencing. Area amenities include a recreation complex, schools, the Trans Canada Trail, shopping, and more.

Location is everything-and this property delivers in a big way. This spacious 3 bedroom, 1 bathroom home sits on nearly 1 acre just meters from water access to Sturgeon Lake on a good paved road between Fenelon Falls and Bobcaygeon. Enjoy the ultimate lakeside lifestyle just steps from your door-swim, launch your boat, or unwind by the water whenever you choose. The expansive lot provides endless opportunities for outdoor enjoyment, from summer BBQs to evenings gathered around the bonfire with family and friends. A long list of upgrades including New vinyl plank flooring throughout (2026), Metal roof with extra insulation (2024), New eavestrough (2024), Gazebo (2025), New siding 2023, and other upgrades within last 7 years including kitchen, bathroom, most windows, and New Panel and 200 amp service to home and shed. A rare combination of location, space, and lifestyle-this home truly has it all.

Fantastic location, large 48' x 107' fenced in-town lot, outdoor firepit & newer deck. Attached garage features an epoxy floor & automatic WiFi opener. Inside is beautiful and fully updated! Fantastic features such as main floor laundry room, 2pc bath & woodburning fireplace in living room. Updated kitchen cabinets, butcher block countertops & stainless-steel appliances (5 years old). Upstairs features spacious master bedroom, 2 additional bedrooms & 4pc bath. Bonus finished basement with large rec room & ample storage room. Move-in ready! Mechanical info: furnace (2017), AC (2002) & hot water tank (2013), 100amp breaker panel. Average monthly utility costs: $115 hydro, $97 gas & $150 water/sewer.